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Life throws curveballs, and we're here to help you hit them out of the park. Whether you're planning ahead or facing an unexpected expense, we connect you with the right lending solution for your unique situation.
Flexible funding for home improvements, major purchases, or life's big moments. $500 - $50,000 available.
Past credit challenges don't define your future. We work with lenders who consider all credit profiles.
When time is critical, get fast access to funds for medical bills, car repairs, or urgent expenses.
Bridge the gap until your next paycheck with quick, short-term funding solutions.
Simplify your finances by combining multiple debts into one manageable monthly payment.
Our advanced system finds the best loan options tailored specifically for your financial situation
We've made it easy to request, connect, and get funded—all in just a few clicks.
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Our lenders consider all credit score ratings, from no rating to excellent!
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With over 2 million requests each year, here's what our users are saying about their experience.
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"I needed quick funds urgently and requested $1000. I got confirmation within minutes! USALendEasy.online made the entire process incredibly fast and straightforward. The approval came through right away and I had the money in my account the same day."
- Michael R., 3 days ago
"It was fast, simple, and completely transparent - took literally just a few minutes! I couldn't believe how easy the whole process was. No hidden fees, no complicated paperwork, just a quick application and immediate results. Exactly what I needed when time was critical."
- Sarah T., 4 days ago
"I needed quick cash for car repairs and got it within minutes! My car broke down unexpectedly and I needed funds fast to get back on the road. USALendEasy.online came through for me - the application was super quick and I had the money transferred in no time."
- Emily L., 1 day ago
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Here's a representative example of interest rates, terms, fees, and total repayment costs.
| Category | $1,000 | $2,000 | $3,000 | $5,000 | $10,000 | $20,000 | $50,000 |
|---|---|---|---|---|---|---|---|
| Loan Amount | $1,000 | $2,000 | $3,000 | $5,000 | $10,000 | $20,000 | $50,000 |
| Interest Rate (APR) | 24% | 19% | 13% | 8% | 6% | 5% | 4% |
| Loan Term | 12 Months | 24 Months | 48 Months | 60 Months | 72 Months | 84 Months | 120 Months |
| Other Fees/Costs (%) | 5% | 5% | 5% | 5% | 5% | 5% | 5% |
| Other Fees/Costs ($) | $50 | $100 | $250 | $500 | $750 | $1,000 | $2,500 |
| Monthly Payments | $99.29 | $105.86 | $140.84 | $212.90 | $283.87 | $567.74 | $1,419.35 |
| Number of Payments | 12 | 24 | 48 | 60 | 72 | 84 | 120 |
| Total Payments | $1,191.48 | $2,540.64 | $6,760.32 | $12,774.00 | $20,438.64 | $47,691.36 | $170,322.00 |
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Last Updated: February 27th, 2020
You understand and acknowledge that USALendEasy.online, LLC (collectively, "USALendEasy.online", "us", "we", or "our") Fair and Responsible Lending Policy (hereafter "Policy") is intended to be read with this Website's Terms and Conditions and Privacy Policy. This Policy provides key information on your rights as a consumer and practices of our Network Partners. It is not legal advice; contact your lender for loan-related inquiries.
USALendEasy.online, LLC is not a lender, does not broker loans, or make credit decisions. We submit your information to lending partners in our database, who may use a soft credit check to assess eligibility and offer loans. We partner with responsible lenders to protect against abusive or fraudulent practices. Loan amounts vary by lender, creditworthiness, and state laws. There's no guarantee of offers or approval for listed rates, fees, or terms. Review each lender's terms before applying, as a full credit check may occur.
We encourage reporting lender violations to the Consumer Finance Bureau or relevant agencies.
The Annual Percentage Rate (APR) is the yearly cost of credit, including fees and interest. Lenders must disclose APR before agreements. State laws limit APR; review lender terms.
USALendEasy.online, LLC does not lend or collect debts but works with reputable lenders adhering to the Fair Debt Collection Practices Act (FDCPA), enforced by the FTC. The FDCPA prevents harassment or misleading practices and sets contact hours, though it may not apply to first-party creditors. Some state laws extend similar protections. Report violations to the FTC.
Late or non-payment may incur fees, damage credit, or lead to collections, per lender policy. Review loan documents for details on penalties.
We ensure lending partners follow state and federal laws via due diligence. However, we aren't liable for external actions. States may regulate interest rates, fees, and terms. Consumers should research applicable laws before accepting offers.
Only a lender or lending partner can provide you with information on their rates and terms. This will typically happen shortly after your loan request is complete, and you are connected with a lender or lending partner. FastLoanAdvance does not make credit decisions or determine rates and terms. Remember, you are under no obligation to accept the loan offer if the terms are not satisfactory for whatever reason.
Repayment on personal loans is generally performed either monthly or once every two weeks, depending either on your preferences or your lender's or lending partner's terms. You may be able to have funds withdrawn automatically from your bank account on the date agreed upon with your lender or lending partner. Be sure that you read and fully understand all policies regarding repayment and understand what you will have to do as a borrower to repay the loan. Your loan cannot be conditioned upon repayment by electronic funds transfer or automatic withdrawal. Consult your lender or lending partner for more details.
On the whole, the eventual cost of a personal loan will vary a great deal based on factors related to the requester, the state the requester lives in, the lender or lending partner, and the requester's repayment. Other factors that matter are the amount of money that is borrowed, the period of time of the loan and the specific interest rates used. Your credit score may also be taken into consideration.
While specific terms of personal loans will vary depending on your state, your lender or lending partner and your specific circumstances, below is a general range of common terms.
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Last Updated: May 1, 2024
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